Betting
Chip denominations, bet building, payouts, and bankroll management.
True Count uses a dynamic chip system that scales with your bankroll. This page covers how bets work, what you get paid, and how bankroll management is handled.
Chip System
Five chip denominations are always available. The values scale automatically based on your current bankroll tier:
| Bankroll Range | Chip Denominations |
|---|---|
| Under 100 | 1, 2, 5, 10, 20 |
| 100 – 999 | 5, 10, 25, 50, 100 |
| 1,000 – 9,999 | 50, 100, 250, 500, 1,000 |
| 10,000+ | 500, 1,000, 2,500, 5,000, 10,000 |
As your bankroll grows or shrinks, chip denominations adjust so you always have practical betting options.
Building a Bet
Tap chips on the chip rack to stack them onto your bet. Each tap adds that chip's value to the total.
- Clear Bet resets your wager to zero
- Deal is enabled once your bet is greater than zero
- Your bet cannot exceed your current bankroll
- Your bet persists between rounds. Tap Deal again to replay at the same wager
Visual Feedback
Each chip you add appears as a stacked coin on screen, giving you a visual representation of your wager.
Payouts
When a round ends, your payout depends on the outcome:
| Outcome | Payout | Example (100 bet) |
|---|---|---|
| Blackjack (natural 21) | Bet + (Bet × payout rate) | 3:2 → receive 250 |
| Player wins | 2 × Bet (1:1) | Receive 200 |
| Push (tie) | Bet returned | Receive 100 |
| Surrender | Half bet returned | Receive 50 |
| Player loses | Bet lost | Receive 0 |
The blackjack payout rate is configurable: 3:2 (standard), 6:5, or 1:1. See Rules Reference for how this affects the house edge.
Split and Double Bets
When you split or double down, additional bets are deducted from your bankroll:
- Split: A second bet equal to the original is placed on the new hand. If you re-split, each additional hand gets its own bet.
- Double Down: Your current hand's bet is doubled. The extra amount comes from your bankroll.
Each hand settles independently. Your net result for the round is the sum of all individual hand outcomes.
Bankroll
Your bankroll is your total available points for wagering.
- Starting amount: 1,000 points
- Persistence: Your bankroll carries over between sessions. Close the app and pick up where you left off
- Bankrupt state: When your bankroll hits zero, the game offers the option to purchase additional points via in-app purchase
No Spoilers
During the dealer's turn, the bankroll display intentionally delays its update until the animation completes. This prevents the result from being revealed before the cards are shown.
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